Insurance Reviews USA: December 2017

Friday, December 29, 2017

Mercury insurance: Top customers reviews and complaints

              Mercury insurance customers reviews and complaints :

Mercury insurance is one of the largest insurance companies in all over USA. It ranks in position 4th as one of the largest auto insurer. It offers many of the different types of insurance to its users, some of which are renters, homeowners and other general insurance. This mercury insurance policies is sold through many of the other agencies. It offers all types of insurance policies ranging from small coverage to a huge coverage. This insurance offers online payment and online quotes for the users. Moreover keeping the flexibility and reliability of the costumers in first priority it offers mobile apps too.
After this short overview now lets move to some of the customers reviews and complaints regarding mercury insurance. We have collected all this feedbacks from both the present and former users of mercury insurance. We have presented the summaries as well as the highlighted and the most common problems that the people are facing from this insurance companies.

          Mercury insurance customers reviews and complaints :
          These are some of the customers reviews and complaints that the people have made upon this insurance companies.

As per the people they have a very slow and delay claim processing. They do not pay coverage in time instead they delay in making the payment. Moreover many of the people from the auto insurance has not received accident due to collision cases although they have filed and provided all necessary documents, insurance cards and many more documents of the fault driver. They just kept the users busy.

The next thing about this auto insurance is that they charged some amount after the cancellation of the policy. Many of the people are highly dissatisfied with this process of the company.

 Since as per the people have claimed that that this insurance quotes is comparatively higher than GEICO insurance. Although this both the companies provide both the types of the same service, however in the GEICO insurance the claim processing is very fast while in mercury insurance it is very slow.

Some of the people have considered this company as a really nice and good company as their claim has been immediately taken into action for their home insurance to repair and for the maintenance of wall, ceilings and others. As per them they all have a very good time with this insurance company. They have their home insurance taken from this insurance companies.

People who have their auto insurance policy also told that they don't have any complaints and problems with this insurance. In fact when they were met in an accident their vehicles were taken to the local body repair shop and the agents also provided them the another vehicle and within a few days their vehicles were repaired and maintained.

They collect a huge amount of premium for the compensation but actually they don't pay a penny when it comes in the name of payment for the claim. They just bypass the phone calls from department to department and finally nothing fruitful conclusion comes at last.

People has been refused for the rental after they are having accidents although it is clearly mentioned in their papers or the policies documents to provide rentals but they do not provide.

Insurance users who has been involved in the accident and want the medical expense but this company did not pay a single penny for the medical expenses. Although the people have nearly $8500 amount of the medical expense set up. Here instead of paying the amount to the insured it is rejecting or is denying the insured to pay that money showing his own fault during accident.

Although this insurance promises that their policies will never go rise or bound up however there are lots of the people who has been members of mercury insurance for more than 10 years and more and they have their premium raised three times.

As per the people they have a good client handling agent. Their agents handles all situation politely and tactfully. This is one of the most important thing about this insurance. They have a very strong bonding with each insurance department, home, auto, renters and others.

Mercury group charges a fine for any small situation or any other changes that you need to do like changing the last name, changing the address, a new driving record, other new documents.

In homeowners insurance they do not provide any claim for the water leakage or wall leakage problems but most of the claims of the people goes due to the leakage problems that they are facing.

The situation of the all members who has been involved in this insurance is very depressing. This is not the best insurance as per the people.

                       Hence this are some of mercury insurance customers reviews and complaints of this insurance. If you too have some of the problems or confusion regarding this insurance then feel free to comment us down below. We will provide you solution as quick as possible. Also you can join your hands with us, you can also  share your personal experience and reviews of mercury insurance in the comment down below.

Click here to read Kansas insurance group







Saturday, December 23, 2017

William Penn Life Insurance Overviews and Customers Reviews

              William Penn Life Insurance Overviews and Customers Reviews :

William Penn life insurance company of New York and Banner Life Insurance company are those companies that work under the same life insurance policies of the Legal and General America Brand. These companies are working in order to establish financial protection among the families that are living throughout the United States by its life insurance plans, policies and quotes. It offers a wide range of plans, policies and rates to its users. 
These financially strong and fiscally responsible business companies are solely dedicated To help the customers at the utmost level.

When it comes to financial promises then William Penn Life Insurance is a trustworthy one . They provide fair treatment to their customers with the application of ethical standards at every business transactions. They also provide a very responsive service along with innovative products offered at low costs. To build mutually lasting and beneficial partnership with the clients for life is their major goal.

This company has a history of nearly 40 years. And since that time this company along with banner Life Insurance has already consolidated at the senior level. Their individual life insurance and annuity products is sold only in New York through various independent insurance agencies.



Now after this basic overviews lets move to some of the basic customers reviews and complaints that the people have made towards this insurance company. We have collected this all information and data on from a survey from present as well as former members.
The ratings for this company in different sites shows that most of the clients are not pretty satisfied with William Penn.

                William Penn Life Insurance Customers Reviews and Complaints :

Some clients had complaints about the company for making the life insurance procedure difficult , as some clients found that it was hard for them to apply for life insurance at William Penn so they had to give up and had to go another company that wanted their money.

Customers were complaining about their premium rates being doubled without getting a good explanation they even have issues regarding aged people bearing more premiums which in general looks more like an age discrimination.

The company is very strict with time punctuality so some clients were complaining about their policy being terminated as they were late for their payment. This led the clients to apply for reinstatement and then they had to apply for a new policy. This made the clients more infuriated had to pay more for that.

Many unsatisfied customers have complaints about this company being fraud. Policy was totally misrepresented to some of them. Some agents are irresponsible as well and if even those independent agents are gone then the clients are left without proper response from the customer Service Department. so it seems that the clients really have a hard time with this company.

Most of the reviews claim that the company is very incompetent and slow with unprofessional customer service. The clients do not get satisfactory response from the staffs as well. And also that People are being charged for unnecessary second annual premium which doesn't suggest that the company is a trustable one.

Some of the insured have reviewed that they didn't get the amount they were supposed to get. And not just by a little amount but the company seem to have paid a lot less than the amount than what was purchased by the client.

Clients have suggested that the company should hire a very professional and welcoming staff rather than the current staff which seem to be very unprofessional and do not take things seriously with the clients.
Therefore the company seems to have a very low rating in terms of customer reviews however some are satisfied as well with William Penn Life Insurance Company so it depends upon which of the staff you deal with.

Hence this are some of the things that we have informed you about this William Penn life insurance. If you have any confusion or any difficulties regarding this life insurance then feel free to comment us down below. You can also share your experience with us on the comment down below. 

Friday, December 22, 2017

Kansas insurance department basic overviews and description

              Kansas insurance department basic overviews and plans and policies :

This company was established in 1871 by the Kansas Legislature. Ken Seltzer is the currently elected Kansas insurance Commissioner whose main objective is to ensure the security of the people whose personal lives are protected by insurance and those who are residing at the Kansas State of US.

The primary function of the department  regulation and reviewing of companies for financial solvency and regulatory compliance, educating the clients and license agents selling insurance products throughout the state.

About 65 companies are headquartered in Kansas, along with it there are about 1592 other companies selling their policies in the Kansas Region. The regulation and reviewing of the company is done under the direction of the Commissioner so as to ensure that the companies are solvent and are complying with the insurance laws and regulations.
The Kansas insurance department makes sure that all of its clients are properly guided throughout the procedures required for getting an insurance. They help and educate their consumers with the help of different brochures along with the rate guides on all kinds of insurance coverages. The media is also utilized so as to convey several information on insurance topics.
They also aid their consumers during several issues that they have with the insurance companies. Approximately 22,000 resident agents and 68000 non resident agents are currently hold the license of Kansas to sell insurance products.


The former employees have reviewed Kansas as being a pretty great place to work . It helped them to learn several new tricks about trade . They also got to learn about various heavy machineries and construction works.

Hence this are some of the basic overviews and some of the description regarding Kansas insurance. Hope this may have helped you out if you have any confusion regarding this then feel free to comment us down below.

Thursday, December 21, 2017

Great Western Life Insurance - Customers Reviews and Overviews

            Great Western Life Insurance - Customers Reviews and overviews :

The Great Western Life Insurance was established in 1891, and it resides at Winnipeg, Manitoba, Canada. Initially the company had started providing life insurance specially to the farmers and the locals around that region. Slowly then the company started extending its hand throughout the country after it cleared all the financial struggles it had during the early 20th century. Then by 1906 The Great Western Life Insurance had already started to spread inside the US market(Starting from Fargo, North Dakota).

In 1969, the company was purchased by The Power Corporation and by 1984 Power Financial established so as to hold the company for Great West and others minorities. At present The Great Western Life Insurance Company represents The Great West Life Assurance Company along with several other companies like The Great West Life and Annuity, as a part of the Power Corporation.

It is also marked as the 12th Largest life insurance company in the world as for the record of 2017. Its offices are located at USA and Canada. The company however, doesn't provide the service of online quoting and online products sales at this very moment. Thus, the products are sold through the financial specialists or independent agents throughout their functioning territory.
After this basic overviews lets move to customers reviews and complaints about this insurance. People have both positive and negative reviews for this life insurance. We have collected both the positive and negative reviews of the people.


                    Great Western Life Insurance Customers Reviews and Overviews :

Clients have reviewed many complains as most of them have not been getting their policy claim in time. The company doesn't seem to be punctual and are responsive towards the insured ones claiming for their insurance policy and other expenses. Reviews show that the processing of insurance claim is also done very slowly even after the acceptance of the claim form.

The Customer ratings are comparatively low. People are not satisfied with the management of the company as it seems to be very unorganized and unprofessional. The won't provide you good services unless you give them your money. Therefore, the customer service is completely dissatisfying. 

The customers aren't informed, if there are certain changes in the Company. There is no seriousness shown towards the money of the customers. Time and again they are made to pay certain charges in the name of various policy changes which they are not even informed about. The Company lacks consistent in decision-making with no proper structure of the management.

The management of the company often experiments with newer business strategies. The departments are assigned with pretty great supervisors. However, they are underpaid. The Employee culture also seems to be rather unique here. People who’ve been working there for a longer time aren’t benefited much.


Since the Company is rather small, it provides a nice family feel to the working staffs there. It has a Great Top Management in order to work for. The staffs are provided with fair commissions. The Company facilitates its staffs with paid holidays along with paid time off, even if you have worked there for a short time period. 

The IT area has some pretty good staffs to work around with. There are many inventive, fun-loving and other great assisting employees. However, the Company itself doesn't seem to value its employees. Most of the staffs have reviewed about their co-workers being very nice and helpful to work with.

At Great Western Life you’re continuously being pushed to improve yourself. There are many opportunities here to learn about the aspects of insurance industry. Many ideas are aroused due to the continuous growing and changing nature of the company’s management.

The staffs have also reviewed about their President. For receiving praise and sufficient salary increase it depends upon how well are you known to the president rather than how well you work in the office. It is in fact clear that Favoritism and Sexism is distinctively present around the office environment.

The premiums offered for the health insurance of the employees are too high and deductible as well. It seems that despite the reputation established by the Company, it doesn't seem to have a good rating. The clients and the working staffs both doesn't seem to be satisfied with the Management.

The ratings of the company given at several websites vary accordingly. There are some sites claiming it to have zero complaints or no negative remarks along with an A+ rating. However, there are also several review sites that has pretty low ratings for the company. Such sites even suggests that the company as being a fraud one with no proper customer service.

               Hence this are some of the fusion of both positive and negative reviews over this company. Hope this article may have helped you out but if you have any experience or ant type of confusion then you can comment it us down below.

Tuesday, December 5, 2017

One Beacon Insurance Group - Career Option with Employees Reviews

             One Beacon Insurance Group - Career Option With Employees Reviews :

Established at 2001 , One Beacon insurance company is located at Plymouth, MN. With a size of over 1000 to 5000 employees the company collects $1 to $2 billion (USD) per year. Its headquarters are further located at Hamilton, Bermuda and Minnesota. It is a company that focuses specially on the unique risks faced by certain industry groups, that they believe would get benefit from specialized expertise, tailored products and most importantly  an intense commitment to customer service.
CNA , Travelers, Merkel are the competitors of this insurance company .An experienced team of specialty insurance professional which are focused on specific customer group or industry segment which are well known by them are appointed for each of the 1 Beacon's business management deal. Specialized expertise are given priority at One Beacon. A broad range of specialty insurance products and services are offered through the underwriting companies along with the selling of  services through independent agencies following with regional and national brokers wholesalers and managing general agencies.
The company's specialty business include A.W.G, International Marine underwriters, One beacon accident and health, One Beacon Architects and engineers, One Beacon entertainment, One beacon and environmental, One Beacon Financial Institutions, One Beacon financial services, One Beacon government risks , One beacon Healthcare group , One beacon Management liability, One Beacon specialty property ,One Beacon Surety group and one Beacon Technology insurance. At present 1 bacon features multiple specialty units and through it on the writing companies it offers coverages in all the 50 states of US. These are some of the basic overview about one beacon insurance group. After this overview now lets talk about some of the employees reviews towards this insurance group. Following reviews have been made by the former and present employees of the company. We have taken both positive and negative reviews of the company.



                  One Beacon Insurance Group - Career Option with Employees Reviews :

The company comprises of some great employers. There is a provision of free gym access to the employers which is found to have been utilized even during the lunch time.

Employees are not satisfied  Due to recent loss of the president which has led the environment as well as energy of the company to go down and leadership is nowhere to be seen.

The company has a flexible working schedule. Employees have complaints regarding various office politics and also about the health benefits which keeps on changing to the absolute lowest cost provider.Products offered are solid. Employees are facilitated with remote working from home ,comprising great hardware.

Employees have complaints regarding use of outdated technology as being the major factor in inefficient use of work time. Software must be upgraded time and again so as to expand support staffs. They have even issues on low salary and Temporary office time.

Employees with significant experience in the insurance field are hired. Unlimited PTO with restrictions is provided. Employees receive good bonus and ESOP bonuses even during the mid years.

Image control on relationships are not giving attention. There are disorganised claims with understaffed centralised process .Employee Hiring has gone too conservative. 

The human resource practices is not very good . Some employee were even accused of something they didn't do due to lack of proper investigation. It is a nice place to work with great people decent pay and benefits. Flexibility in working schedule promotes the living standard of employees with no micro management.

During the mission of the company to become a specialty Insurance Company there was a very challenging environment present for couple of years. As the company had changed its focus the job was affected along with numerous RIFs over the years resulting in a major loss of historical knowledge and experience.

The employees of the Finance Department seem to be present People to work with the management also comprises of people caring about the employees in developing there healthy and professional life.

Due to constantly changing management and leadership the company lacks a proper vision. In some cases the employees are also lured with amazing promises which does not seem to be fulfilled once the contract is signed. Thus the company seems to lack the ability to transfer into an ongoing company.

Even if several units are doing very well the company comprises of lots of politics in it. In other words it seems to have more managers than workers. Thus there is no enough opportunity to advance as the employees live with perpetual fear of layoffs.

The company's middle management seems to have almost all non degreed with limited knowledge from what they have learnt in the job itself. There seems to be contempt for others with Higher Learning or professional designation in their field. Even if the upper management has intellect needed they are unable to exert orders and the middle and the upper management are somewhat opposite with each other.

Employees have seem to like the cafeteria. Many coworkers seem to be very nice with each other. Vacation are paid . Also this company can provide a great pay, if time is taken to negotiate.

Even if the company does not show any pros at the beginning of employee's work there is nothing to get worried as the things will change in the mean course of time or just within the quarter, due to the constant change in Direction and Management.

Thus far the company seems to have equal positive as well as negative reviews. Positive in the sense that the company comprises a lots of great and talented employees with further great visions. However on the other side the company doesn't seem to have a good rating that is 2.7 stars and management also seems to be quite unstable.

                             Now lets talk about some of the job opportunities for the people over this company. This company provides different range of opportunities to the people who want to join the company.

                         Career And Job Options In One Beacon Insurance Group :
This insurance company offers the job to the people ranging from the medium to senior posts at different levels. It announces vacancy at certain time. Where it need legal auditor, file consultant, claim representative, income investor, and many more according to your qualification and you can have both full time and contract option for this insurance. Salary also ranges up to $90000. you can apply for the vacancy at the different locations of company group.
             Hence this are some of the career and job option in one beacon insurance group.

             These are some of the overviews and job opportunities and the reviews of one beacon insurance group. You can also share about the reviews if you have any idea in the comment down below. If you have any confusion related to this post then feel free to comment us down below.