Your health is precious, nothing in this world can be exchange with your health. Whether it is money or any property. With the hope of protecting your health and encourage you to lead a healthy life this Ambetter health insurance has been introduced. This insurance aims at providing the best health services to you and your family at a very affordable rate. As per its plans it provides a huge range of plans that are suitable for you. They also provide their agents to help you choose the best health insurance plans for you and your family. It has categorized its plans on the basis of Bronze, Silver and Gold. The following are the plans that Ambetter Insurance offers to its users.
1. Ambetter Essential Care : This health insurance plans comes under bronze package. It is suitable for those people who want to pay less premium amount and want to cover only simple and mild treatments only. If high treatment problem occurred then one need to cover the maximum amount by them self.
2. Ambetter Balanced Care : This Ambetter balanced care comes under the package of silver and in this plan the person has considerably less deductible but high amount of premium monthly. If the person faced any serious problem then this insurance will cover up his treatment.
This too helps in reducing deductibles, copays and coinsurance.
3. Ambetter Secure Care : This health plan will secure you from paying more from your pocket. In this health plan there is a very less deductible but there is a high amount of premium to pay. This will too reduces the cost of copays, deductibles and coinsurance to the lowest level.
These are some of the basic plans that Ambetter insurance provides to their users. It has many satisfied customers. On besides this things this insurance also conducts different health programs like health awareness program, reward programs, health management programs, pharmacy program and many more.
Ambetter Insurance Customers Top Reviews And Complaints :
Since this insurance offers its online services, many of the people are very happy with this service of the insurance company. They get easily get their member ID, they can also view the online quotes and all the plans that this insurance offers. Moreover this insurance also provides a remainder service for its insured who have an appointment with the doctor or need to visit health clinics. From their remainder service they convey their message to all. This is one of the great advantage for the users.
As per its reward programs it offers certain money to their insured who are having a very healthy life and are adopting a healthy routine. There is a certain amount of money provided for them which they can use for their premium. On besides this thing there are many campaign that this insurance company offers to where one need to take part and get a certain money for taking part in that campaign.
Many of the people too have a complaint that Ambetter insurance plans and policies are not clarified. They have a very unexplained category of the health plans. One cannot decide whether to take or reject the policy. Under the three main policy all the policy performs the same thing, there is no clear details given and their agents also forced to purchase Gold plan, although they have three plans but they only offers Gold plan to everyone. They have undermined rate of premium and deductibles, for the same plan they take certain amount to one person and for another they take different amount. Many of the people have faced this problem from this insurance.
Many of the people compliant that this insurance do not offer a good service. They are very unhappy with the doctor and the medicare services that they have got. One has to wait a long time to meet the doctor and take an appointment. For the next time another doctor is appointed to check you. One doctor provides one medicines while another doctor provides another medicines when there is a change in medicines this insurance refuses to pay coverage. Medicare services are also horrible and are done in a very cheap place.
Moreover people have a complaint that this insurance is very slow in their claim processing, one need to pay all the money from his pocket before this insurance claims processing takes place. In a serious case also you have to wait 1 month or more to receive payment from insurance. They have a very poor service when it comes to customer satisfaction. Former customers urges the new people not to purchase this insurance plans.
Their customer services are worst. At the time of payment of premium they do not inform to us and directly penalize us for only 1 day delay. Moreover some of the customers are also affected from their customer service while they were claiming for their coverage. They only bypass call from one department to another department and at last they do not respond or ask to call again or call later. Ambetter insurance has very poor customer service agents.
These are most of the Reviews and complaints that most of the people have made. All the people have different opinions however some of them have a poor review and complaints while some of them have a good review. If you are one of them and want to share your experience regarding Ambetter insurance then feel free to comment us down below about your reviews on this insurance.
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