Pages

Saturday, September 16, 2017

Top best life insurance companies of USA as per policy reviews 2017

      Top 3 life insurance companies of usa as per policy reviews

Life insurance company has always been served as a most important risk sharing or management device. There are different types of life insurance. However the service provide by them may differ from their policies to policies. With keeping this thing, today we will show you some of the best policies of the life insurance companies. There are different companies that has been providing their services from a very long period of time. Based on the reviews made by the public and their choices we are going to list out the best policies of the life insurance companies. This policies not only attract the certain people but to the mass who has been searching to approach the best life insurance. According to the survey of 2012 almost 4 individual among 10 do not have life insurance. It means half of the people do not do insurance. The vast kind of the policy that are favourable depends upon the customer service that they provide, quote on the basis of the health and the amount to pay. This will fit according to our personal interest and circumstances. The quotes and the policy should be made comparable with each other. The premium rate should be less and should be favourable for the people. The most important thing is that the policy should be renewable and should meet the expectation of the person who insures it.
       Now lets talk about some of the best policies of the life insurance companies made by the public.
1. Nationwide life insurance: Established in 1925 in Ohio it is today's one of the leading insurance in america. According to the public reviews they told that the insurance do not operate according to their reviews. If the premium is paid late then it will charge some penalty and it may also cancel the insurance for delay in paying premium. However others claim that they have excellent service providers and customer care agents that response in each and every time. The premium rate is very affordable to the people. In the same way the company provides new and updated news to the clients so that they could manage and go accordingly by the policies of the company. It provides a nation wide free quotes to all the people and also there is a huge discount in the policy if many insurance is done by this company.
          From all the positive and negative review of the people the overall rating for this company is given as 4.7\5.
2. Gerber life insurance : This life insurance has been derived from a very famous brand Gerber baby brand and has been providing its service from a small child to adult. It provides different types of life insurance  services. According to the review made by the customer they are some of them are very much satisfied from this life insurance they told that in a very cheap premium rate all there life, whole life insurance is done. There is no need of the physical examination and they are given almost about hundred thousand dollars for their life coverage. They also provide a very good service with a different plans and policy that is most suitable for a small family. Whereas other people also complaint about it as there is delay for the money to refund although they have paid full policy payment but could not receive payment. There has been many complaints about the money is not refund by the company.
      From this overall review the rating for this company is 3.8/5.
3. Newyork life insurance company: Not only as one of the oldest but it is one of the largest insurance company in whole USA. It is one of the trustable insurance company by the people. From its review we got the following thing.
    For the life insurance they easily pay the money after the uncertain death of the client and just take a serious action without any deny to the nominee. The premium rate is also affordable and the public service is also very good and responsive. However some of the people claim that the insurance company denied to pay for certain disabilities and accidents to the person and has taken a lot of time to review all the medical documents and reports. In another case though the person is the beneficiary of the insured person but the company refuse to pay the money saying that there is some mistake or error in the past submitted documents.
         Collecting both positive and negative reviews the overall rating for this insurance company is 4.6/5 which is quite a good score.

No comments:

Post a Comment